Welcome to ("Website").
This Website is owned and operated by SAIS Pte Ltd., with a registered address at 137 Telok Ayer Street, #08-01, Singapore 068602 ("we", "us", "our").

These Terms of Use, together with our Privacy Notice and Cookies & Identifier Policy, apply to your use of the Website. By using the Website, you confirm that you accept these terms of use and agree to comply with them. If you do not agree to these terms of use, please do not use or continue using the Website.

1. Information on the Website

The content on the Website is provided for general information only. It is not intended to amount to advice on which you should rely. The Website may contain links to and from the websites of third parties (including our selected partners). If you access other sites using the links provided, please be aware those other sites' own terms and policies will apply, and we do not accept any responsibility or liability for these terms or for the contents of such websites or resources. Please check these terms and policies before you access, or submit any personal data to, these websites. We have no control over the contents of those sites or resources.

Although we make reasonable efforts to update the information on the Website, we make no representations, warranties or guarantees, whether express or implied, that the content on the Website is accurate, complete or up to date.

2. Changes to the Website and these terms

We may amend these terms of use at any time. Such amendments shall be effective once they are posted on the Website. It is your responsibility to review these Terms of Use regularly.

We may also update and change the Website from time to time to reflect changes to our services, our users' needs or our business priorities.

The Website is made available free of charge. We do not guarantee that the Website, or any content on it, will always be available or be uninterrupted. We may suspend or withdraw or restrict the availability of all or any part of the Website for business or operational reasons.

We cannot guarantee that the Website will function faultless and without any interruptions. We shall not be liable for damages that may result from the use of electronic means of communication, including but not limited to damages resulting from the failure or delay in delivery of electronic communications, interception or manipulation of electronic communications by third parties or by computer programs used for electronic communications and transmission of viruses.

Your continued use of the Website after any such amendments, whether or not reviewed by you, shall constitute your agreement to be bound by such amendments.

3. Use of material on the Website

We are the owner or the licensee of all intellectual property rights in the Website, and in the material published on it. Those works are protected by copyright and other intellectual property laws and treaties around the world. All such rights are reserved.

You agree not to use any part of the content on the Website for commercial purposes without obtaining a licence to do so from us or our licensors.

Printing and downloading extracts of any page(s) from the Website is strictly for your personal use. In addition, you may draw the attention of others to the content posted on the Website.

You agree not to modify the paper or digital copies of any materials you have printed off or downloaded from the Website in any way, and you shall not use any illustrations, photographs, video or audio sequences or any graphics from the Website separately from any accompanying text. Our status (and that of any identified contributors) as the authors of content on the Website must always be acknowledged.

If you print off, copy or download any part of the Website in breach of these terms of use, your right to use the Website will cease immediately and you must, at our option, return or destroy any copies of the materials you have made.

You are also responsible for ensuring that all persons who access the Website through your internet connection are aware of these Terms of Use and other applicable terms and conditions and that they comply with them.

You agree to notify us immediately of any unauthorised use of your account or any other breach of security

4. Liability

We will not be liable for any damages resulting from the use (or inability to make use) of the Website, including any incorrectness or incompleteness of information placed on the Website. Nothing in these terms shall exclude or limit our liability for death or personal injury resulting from our breach of contract, tort, fraud or negligence, or for any other liability which cannot be excluded or limited by law.

5. Governing Law and Jurisdiction

These Terms of Use shall be governed and construed in accordance with the laws of Singapore and any claim or dispute will be subject to the exclusive jurisdiction of the Singapore courts.

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